Updated October 2025

The 40 FATF Recommendations

The global standard for anti-money laundering, counter-terrorist financing and counter-proliferation financing — broken down recommendation by recommendation, in English and Spanish.

Explore the 40 🧭 Find your Recommendations

Recommendations: 40
Thematic groups: 7
Interpretive notes: 29
Adopting jurisdictions: 200+

What are the FATF Recommendations?

The Financial Action Task Force (FATF) is the inter-governmental body that sets the global anti-money laundering and counter-terrorist financing standards. Its 40 Recommendations have been adopted by more than 200 jurisdictions through FATF and FATF-style regional bodies. The recommendations are organised in seven thematic groups (A-G) and updated regularly — most recently in October 2025.

The seven thematic groups

A R.1-2

AML/CFT Policies & Coordination

2 recommendations

B R.3-4

Money Laundering & Confiscation

2 recommendations

C R.5-8

Terrorist Financing & Proliferation

4 recommendations

D R.9-23

Preventive Measures

15 recommendations

E R.24-25

Transparency & Beneficial Ownership

2 recommendations

F R.26-35

Powers of Competent Authorities

10 recommendations

G R.36-40

International Cooperation

5 recommendations

Browse all 40

Click any recommendation to read its plain-language explanation. Filter by thematic group below.

R.1 Risk-based approach R.2 National cooperation & coordination R.3 Money laundering offence R.4 Confiscation & provisional measures R.5 Terrorist financing offence R.6 Targeted sanctions — terrorism R.7 Targeted sanctions — proliferation R.8 Non-profit organisations R.9 Financial institution secrecy laws R.10 Customer due diligence (CDD) R.11 Record keeping R.12 Politically exposed persons (PEPs) R.13 Correspondent banking R.14 Money or value transfer services (MVTS) R.15 New technologies & virtual assets R.16 Payment transparency (Travel Rule) R.17 Reliance on third parties R.18 Internal controls & foreign branches R.19 Higher-risk countries R.20 Suspicious transaction reports (STRs) R.21 Tipping-off & confidentiality R.22 DNFBPs: customer due diligence R.23 DNFBPs: other measures R.24 Beneficial ownership of legal persons R.25 Beneficial ownership of legal arrangements R.26 Regulation of financial institutions R.27 Powers of supervisors R.28 Regulation of DNFBPs R.29 Financial intelligence units (FIUs) R.30 Law enforcement responsibilities R.31 Law enforcement powers R.32 Cash couriers R.33 Statistics R.34 Guidance & feedback R.35 Sanctions R.36 International instruments R.37 Mutual legal assistance R.38 MLA: freezing & confiscation R.39 Extradition R.40 Other international cooperation

Has interpretive note